Terms & Condition

Terms & Conditions

At Pinas Credit, we prioritize your privacy and the security of your personal data (“Personal Information”). It is important to us that you understand how we collect, use, and protect this information.

Collection and Use of Personal Information

As part of our services, we collect Personal Information necessary to process your loan application, manage your account, and provide the financial products and services you request. This information will be used strictly for these purposes and in accordance with our business policies.

We treat all Personal Information with strict confidentiality. It will only be shared with trusted third parties, such as credit bureaus, collection agencies, financial institutions, and service providers, as required to process your application and manage your account. These entities are contractually obligated to maintain the security of your data and use it only as permitted by us.

Consent for Data Collection and Disclosure

By applying for a loan with Pinas Credit, you consent to:

• The collection of personal and financial information from banks, employers, suppliers, agencies, and character references listed in your application.
• The gathering of personal and sensitive data from your relatives up to the third degree of consanguinity, allowing us to contact them if we are unable to reach you regarding your loan.
• The verification of your information with any institutions or individuals you are associated with, to properly assess your loan application.
• The disclosure of relevant information to trusted entities in case of loan restructuring or financial obligations.

We are committed to protecting your data and ensuring its confidentiality at all times.

For any concerns regarding your privacy, you may contact us through our official communication channels.